Call report 2022Q1
OPTIMUMBANK — 2022Q1
The 22 measures OPTIMUMBANK reported to the FFIEC for 2022Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 385,263,000 | USD | evidence → |
| Total loans | 277,094,000 | USD | evidence → |
| Allowance for loan losses | 3,409,000 | USD | evidence → |
| Securities available for sale | 30,946,000 | USD | evidence → |
| Securities held to maturity | 808,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 318,385,000 | USD | evidence → |
| Interest-bearing deposits | 177,719,000 | USD | evidence → |
| Noninterest-bearing deposits | 140,666,000 | USD | evidence → |
| Equity capital | 46,870,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,463,000 | USD | evidence → |
| Interest expense | 235,000 | USD | evidence → |
| Net interest income | 3,228,000 | USD | evidence → |
| Noninterest income | 650,000 | USD | evidence → |
| Noninterest expense | 2,137,000 | USD | evidence → |
| Provision for loan losses | 391,000 | USD | evidence → |
| Pretax income | 1,348,000 | USD | evidence → |
| Income tax | 342,000 | USD | evidence → |
| Net income | 1,006,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,559,000 | USD | evidence → |