Call report 2021Q4
OPTIMUMBANK — 2021Q4
The 22 measures OPTIMUMBANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 350,039,000 | USD | evidence → |
| Total loans | 250,976,000 | USD | evidence → |
| Allowance for loan losses | 3,074,000 | USD | evidence → |
| Securities available for sale | 34,394,000 | USD | evidence → |
| Securities held to maturity | 1,039,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 293,103,000 | USD | evidence → |
| Interest-bearing deposits | 168,338,000 | USD | evidence → |
| Noninterest-bearing deposits | 124,765,000 | USD | evidence → |
| Equity capital | 36,363,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,360,000 | USD | evidence → |
| Interest expense | 916,000 | USD | evidence → |
| Net interest income | 9,444,000 | USD | evidence → |
| Noninterest income | 1,775,000 | USD | evidence → |
| Noninterest expense | 6,184,000 | USD | evidence → |
| Provision for loan losses | 1,173,000 | USD | evidence → |
| Pretax income | 3,862,000 | USD | evidence → |
| Income tax | -1,550,000 | USD | evidence → |
| Net income | 5,412,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,338,000 | USD | evidence → |