Call report 2021Q3
OPTIMUMBANK — 2021Q3
The 22 measures OPTIMUMBANK reported to the FFIEC for 2021Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 334,912,000 | USD | evidence → |
| Total loans | 208,560,000 | USD | evidence → |
| Allowance for loan losses | 2,695,000 | USD | evidence → |
| Securities available for sale | 35,690,000 | USD | evidence → |
| Securities held to maturity | 1,374,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 282,915,000 | USD | evidence → |
| Interest-bearing deposits | 167,737,000 | USD | evidence → |
| Noninterest-bearing deposits | 115,178,000 | USD | evidence → |
| Equity capital | 32,644,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,245,000 | USD | evidence → |
| Interest expense | 686,000 | USD | evidence → |
| Net interest income | 6,559,000 | USD | evidence → |
| Noninterest income | 904,000 | USD | evidence → |
| Noninterest expense | 4,263,000 | USD | evidence → |
| Provision for loan losses | 955,000 | USD | evidence → |
| Pretax income | 2,244,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,244,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,980,000 | USD | evidence → |