Call report 2021Q2
OPTIMUMBANK — 2021Q2
The 22 measures OPTIMUMBANK reported to the FFIEC for 2021Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 293,954,000 | USD | evidence → |
| Total loans | 193,036,000 | USD | evidence → |
| Allowance for loan losses | 2,231,000 | USD | evidence → |
| Securities available for sale | 21,980,000 | USD | evidence → |
| Securities held to maturity | 1,743,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 244,419,000 | USD | evidence → |
| Interest-bearing deposits | 138,423,000 | USD | evidence → |
| Noninterest-bearing deposits | 105,996,000 | USD | evidence → |
| Equity capital | 30,164,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,266,000 | USD | evidence → |
| Interest expense | 477,000 | USD | evidence → |
| Net interest income | 3,789,000 | USD | evidence → |
| Noninterest income | 480,000 | USD | evidence → |
| Noninterest expense | 2,681,000 | USD | evidence → |
| Provision for loan losses | 374,000 | USD | evidence → |
| Pretax income | 1,214,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,214,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,751,000 | USD | evidence → |