Call report 2021Q1
OPTIMUMBANK — 2021Q1
The 22 measures OPTIMUMBANK reported to the FFIEC for 2021Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 252,376,000 | USD | evidence → |
| Total loans | 170,200,000 | USD | evidence → |
| Allowance for loan losses | 1,890,000 | USD | evidence → |
| Securities available for sale | 22,380,000 | USD | evidence → |
| Securities held to maturity | 2,465,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 210,037,000 | USD | evidence → |
| Interest-bearing deposits | 132,677,000 | USD | evidence → |
| Noninterest-bearing deposits | 77,361,000 | USD | evidence → |
| Equity capital | 22,935,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,967,000 | USD | evidence → |
| Interest expense | 260,000 | USD | evidence → |
| Net interest income | 1,707,000 | USD | evidence → |
| Noninterest income | 175,000 | USD | evidence → |
| Noninterest expense | 1,263,000 | USD | evidence → |
| Provision for loan losses | -24,000 | USD | evidence → |
| Pretax income | 643,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 643,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,904,000 | USD | evidence → |