Call report 2020Q4
OPTIMUMBANK — 2020Q4
The 22 measures OPTIMUMBANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 234,939,000 | USD | evidence → |
| Total loans | 154,375,000 | USD | evidence → |
| Allowance for loan losses | 1,906,000 | USD | evidence → |
| Securities available for sale | 18,893,000 | USD | evidence → |
| Securities held to maturity | 3,400,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 191,018,000 | USD | evidence → |
| Interest-bearing deposits | 132,447,000 | USD | evidence → |
| Noninterest-bearing deposits | 58,572,000 | USD | evidence → |
| Equity capital | 19,192,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,716,000 | USD | evidence → |
| Interest expense | 1,601,000 | USD | evidence → |
| Net interest income | 5,115,000 | USD | evidence → |
| Noninterest income | 283,000 | USD | evidence → |
| Noninterest expense | 4,420,000 | USD | evidence → |
| Provision for loan losses | 1,020,000 | USD | evidence → |
| Pretax income | -42,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -42,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,261,000 | USD | evidence → |