Call report 2020Q3
OPTIMUMBANK — 2020Q3
The 22 measures OPTIMUMBANK reported to the FFIEC for 2020Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 208,432,000 | USD | evidence → |
| Total loans | 146,679,000 | USD | evidence → |
| Allowance for loan losses | 2,144,000 | USD | evidence → |
| Securities available for sale | 7,461,000 | USD | evidence → |
| Securities held to maturity | 4,571,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 168,092,000 | USD | evidence → |
| Interest-bearing deposits | 117,770,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,322,000 | USD | evidence → |
| Equity capital | 16,058,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,923,000 | USD | evidence → |
| Interest expense | 1,292,000 | USD | evidence → |
| Net interest income | 3,631,000 | USD | evidence → |
| Noninterest income | 165,000 | USD | evidence → |
| Noninterest expense | 3,159,000 | USD | evidence → |
| Provision for loan losses | 1,236,000 | USD | evidence → |
| Pretax income | -599,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -599,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,175,000 | USD | evidence → |