Call report 2020Q2
OPTIMUMBANK — 2020Q2
The 22 measures OPTIMUMBANK reported to the FFIEC for 2020Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 180,624,000 | USD | evidence → |
| Total loans | 138,506,000 | USD | evidence → |
| Allowance for loan losses | 2,664,000 | USD | evidence → |
| Securities available for sale | 4,408,000 | USD | evidence → |
| Securities held to maturity | 5,069,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 138,256,000 | USD | evidence → |
| Interest-bearing deposits | 108,285,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,972,000 | USD | evidence → |
| Equity capital | 13,034,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,135,000 | USD | evidence → |
| Interest expense | 914,000 | USD | evidence → |
| Net interest income | 2,221,000 | USD | evidence → |
| Noninterest income | 101,000 | USD | evidence → |
| Noninterest expense | 2,030,000 | USD | evidence → |
| Provision for loan losses | 713,000 | USD | evidence → |
| Pretax income | -421,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -421,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,153,000 | USD | evidence → |