Call report 2020Q1
OPTIMUMBANK — 2020Q1
The 22 measures OPTIMUMBANK reported to the FFIEC for 2020Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 141,193,000 | USD | evidence → |
| Total loans | 109,452,000 | USD | evidence → |
| Allowance for loan losses | 2,198,000 | USD | evidence → |
| Securities available for sale | 4,937,000 | USD | evidence → |
| Securities held to maturity | 5,462,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 106,062,000 | USD | evidence → |
| Interest-bearing deposits | 90,859,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,203,000 | USD | evidence → |
| Equity capital | 10,879,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,509,000 | USD | evidence → |
| Interest expense | 471,000 | USD | evidence → |
| Net interest income | 1,038,000 | USD | evidence → |
| Noninterest income | 67,000 | USD | evidence → |
| Noninterest expense | 1,062,000 | USD | evidence → |
| Provision for loan losses | 190,000 | USD | evidence → |
| Pretax income | -147,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -147,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,027,000 | USD | evidence → |
| Total capital | 12,348,000 | USD | evidence → |
| Risk-weighted assets | 104,943,000 | USD | evidence → |