Call report 2019Q4
OPTIMUMBANK — 2019Q4
The 22 measures OPTIMUMBANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 126,579,000 | USD | evidence → |
| Total loans | 104,242,000 | USD | evidence → |
| Allowance for loan losses | 2,009,000 | USD | evidence → |
| Securities available for sale | 5,409,000 | USD | evidence → |
| Securities held to maturity | 5,806,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 101,585,000 | USD | evidence → |
| Interest-bearing deposits | 90,827,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,759,000 | USD | evidence → |
| Equity capital | 10,730,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,174,000 | USD | evidence → |
| Interest expense | 1,749,000 | USD | evidence → |
| Net interest income | 3,425,000 | USD | evidence → |
| Noninterest income | -36,000 | USD | evidence → |
| Noninterest expense | 3,767,000 | USD | evidence → |
| Provision for loan losses | -79,000 | USD | evidence → |
| Pretax income | -299,000 | USD | evidence → |
| Income tax | -52,000 | USD | evidence → |
| Net income | -247,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,934,000 | USD | evidence → |
| Total capital | 12,212,000 | USD | evidence → |
| Risk-weighted assets | 101,544,000 | USD | evidence → |