Call report 2019Q3
OPTIMUMBANK — 2019Q3
The 22 measures OPTIMUMBANK reported to the FFIEC for 2019Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 118,534,000 | USD | evidence → |
| Total loans | 94,184,000 | USD | evidence → |
| Allowance for loan losses | 2,104,000 | USD | evidence → |
| Securities available for sale | 5,860,000 | USD | evidence → |
| Securities held to maturity | 6,195,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 93,335,000 | USD | evidence → |
| Interest-bearing deposits | 81,753,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,582,000 | USD | evidence → |
| Equity capital | 10,807,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,696,000 | USD | evidence → |
| Interest expense | 1,246,000 | USD | evidence → |
| Net interest income | 2,450,000 | USD | evidence → |
| Noninterest income | 153,000 | USD | evidence → |
| Noninterest expense | 2,764,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | -206,000 | USD | evidence → |
| Income tax | -52,000 | USD | evidence → |
| Net income | -154,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,027,000 | USD | evidence → |
| Total capital | 12,243,000 | USD | evidence → |
| Risk-weighted assets | 96,412,000 | USD | evidence → |