Call report 2019Q2
OPTIMUMBANK — 2019Q2
The 22 measures OPTIMUMBANK reported to the FFIEC for 2019Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 110,372,000 | USD | evidence → |
| Total loans | 82,913,000 | USD | evidence → |
| Allowance for loan losses | 2,053,000 | USD | evidence → |
| Securities available for sale | 6,213,000 | USD | evidence → |
| Securities held to maturity | 6,632,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,089,000 | USD | evidence → |
| Interest-bearing deposits | 74,975,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,113,000 | USD | evidence → |
| Equity capital | 10,898,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,435,000 | USD | evidence → |
| Interest expense | 781,000 | USD | evidence → |
| Net interest income | 1,654,000 | USD | evidence → |
| Noninterest income | 124,000 | USD | evidence → |
| Noninterest expense | 1,868,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | -90,000 | USD | evidence → |
| Income tax | -52,000 | USD | evidence → |
| Net income | -38,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,143,000 | USD | evidence → |
| Total capital | 12,198,000 | USD | evidence → |
| Risk-weighted assets | 83,448,000 | USD | evidence → |