Call report 2019Q1
OPTIMUMBANK — 2019Q1
The 22 measures OPTIMUMBANK reported to the FFIEC for 2019Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 105,584,000 | USD | evidence → |
| Total loans | 80,545,000 | USD | evidence → |
| Allowance for loan losses | 2,047,000 | USD | evidence → |
| Securities available for sale | 2,191,000 | USD | evidence → |
| Securities held to maturity | 6,955,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,213,000 | USD | evidence → |
| Interest-bearing deposits | 69,183,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,030,000 | USD | evidence → |
| Equity capital | 10,877,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,190,000 | USD | evidence → |
| Interest expense | 363,000 | USD | evidence → |
| Net interest income | 827,000 | USD | evidence → |
| Noninterest income | 37,000 | USD | evidence → |
| Noninterest expense | 906,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | -42,000 | USD | evidence → |
| Income tax | -52,000 | USD | evidence → |
| Net income | 10,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,190,000 | USD | evidence → |
| Total capital | 12,184,000 | USD | evidence → |
| Risk-weighted assets | 78,460,000 | USD | evidence → |