Call report 2018Q4
OPTIMUMBANK — 2018Q4
The 22 measures OPTIMUMBANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 99,256,000 | USD | evidence → |
| Total loans | 79,443,000 | USD | evidence → |
| Allowance for loan losses | 2,243,000 | USD | evidence → |
| Securities available for sale | 2,359,000 | USD | evidence → |
| Securities held to maturity | 7,139,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 62,877,000 | USD | evidence → |
| Interest-bearing deposits | 52,740,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,137,000 | USD | evidence → |
| Equity capital | 10,851,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,278,000 | USD | evidence → |
| Interest expense | 935,000 | USD | evidence → |
| Net interest income | 3,343,000 | USD | evidence → |
| Noninterest income | 76,000 | USD | evidence → |
| Noninterest expense | 3,570,000 | USD | evidence → |
| Provision for loan losses | -1,754,000 | USD | evidence → |
| Pretax income | 1,603,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,603,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,181,000 | USD | evidence → |
| Total capital | 12,154,000 | USD | evidence → |
| Risk-weighted assets | 76,652,000 | USD | evidence → |