Call report 2016Q3
OPTIMUMBANK — 2016Q3
The 22 measures OPTIMUMBANK reported to the FFIEC for 2016Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 121,537,000 | USD | evidence → |
| Total loans | 85,501,000 | USD | evidence → |
| Allowance for loan losses | 4,169,000 | USD | evidence → |
| Securities available for sale | 21,931,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,373,000 | USD | evidence → |
| Interest-bearing deposits | 77,024,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,349,000 | USD | evidence → |
| Equity capital | 9,368,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,650,000 | USD | evidence → |
| Interest expense | 670,000 | USD | evidence → |
| Net interest income | 2,980,000 | USD | evidence → |
| Noninterest income | 30,000 | USD | evidence → |
| Noninterest expense | 2,791,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 267,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 267,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,458,000 | USD | evidence → |
| Total capital | 10,564,000 | USD | evidence → |
| Risk-weighted assets | 85,402,000 | USD | evidence → |