Call report 2016Q4
OPTIMUMBANK — 2016Q4
The 22 measures OPTIMUMBANK reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 119,523,000 | USD | evidence → |
| Total loans | 80,914,000 | USD | evidence → |
| Allowance for loan losses | 3,915,000 | USD | evidence → |
| Securities available for sale | 20,222,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,509,000 | USD | evidence → |
| Interest-bearing deposits | 78,874,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,635,000 | USD | evidence → |
| Equity capital | 9,246,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,767,000 | USD | evidence → |
| Interest expense | 886,000 | USD | evidence → |
| Net interest income | 3,881,000 | USD | evidence → |
| Noninterest income | 213,000 | USD | evidence → |
| Noninterest expense | 3,606,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 302,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 302,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,498,000 | USD | evidence → |
| Total capital | 10,566,000 | USD | evidence → |
| Risk-weighted assets | 82,612,000 | USD | evidence → |