Call report 2016Q2
OPTIMUMBANK — 2016Q2
The 22 measures OPTIMUMBANK reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 123,448,000 | USD | evidence → |
| Total loans | 83,650,000 | USD | evidence → |
| Allowance for loan losses | 4,240,000 | USD | evidence → |
| Securities available for sale | 23,322,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 93,165,000 | USD | evidence → |
| Interest-bearing deposits | 81,495,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,670,000 | USD | evidence → |
| Equity capital | 9,410,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,409,000 | USD | evidence → |
| Interest expense | 445,000 | USD | evidence → |
| Net interest income | 1,964,000 | USD | evidence → |
| Noninterest income | 14,000 | USD | evidence → |
| Noninterest expense | 1,887,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 136,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 136,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,324,000 | USD | evidence → |
| Total capital | 10,438,000 | USD | evidence → |
| Risk-weighted assets | 86,010,000 | USD | evidence → |