Call report 2015Q3
OPTIMUMBANK — 2015Q3
The 22 measures OPTIMUMBANK reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 119,417,000 | USD | evidence → |
| Total loans | 79,036,000 | USD | evidence → |
| Allowance for loan losses | 1,987,000 | USD | evidence → |
| Securities available for sale | 25,654,000 | USD | evidence → |
| Securities held to maturity | 100,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 93,825,000 | USD | evidence → |
| Interest-bearing deposits | 84,499,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,326,000 | USD | evidence → |
| Equity capital | 9,112,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,412,000 | USD | evidence → |
| Interest expense | 534,000 | USD | evidence → |
| Net interest income | 2,878,000 | USD | evidence → |
| Noninterest income | -20,000 | USD | evidence → |
| Noninterest expense | 2,833,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 85,000 | USD | evidence → |
| Income tax | -320,000 | USD | evidence → |
| Net income | 405,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,033,000 | USD | evidence → |
| Total capital | 10,163,000 | USD | evidence → |
| Risk-weighted assets | 89,462,000 | USD | evidence → |