Call report 2015Q2
OPTIMUMBANK — 2015Q2
The 22 measures OPTIMUMBANK reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 132,469,000 | USD | evidence → |
| Total loans | 84,837,000 | USD | evidence → |
| Allowance for loan losses | 2,179,000 | USD | evidence → |
| Securities available for sale | 25,513,000 | USD | evidence → |
| Securities held to maturity | 100,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 100,138,000 | USD | evidence → |
| Interest-bearing deposits | 82,140,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,998,000 | USD | evidence → |
| Equity capital | 8,835,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,217,000 | USD | evidence → |
| Interest expense | 353,000 | USD | evidence → |
| Net interest income | 1,864,000 | USD | evidence → |
| Noninterest income | 145,000 | USD | evidence → |
| Noninterest expense | 1,791,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 250,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 250,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,867,000 | USD | evidence → |
| Total capital | 10,098,000 | USD | evidence → |
| Risk-weighted assets | 97,569,000 | USD | evidence → |