Call report 2015Q4
OPTIMUMBANK — 2015Q4
The 22 measures OPTIMUMBANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 127,306,000 | USD | evidence → |
| Total loans | 84,868,000 | USD | evidence → |
| Allowance for loan losses | 2,295,000 | USD | evidence → |
| Securities available for sale | 25,749,000 | USD | evidence → |
| Securities held to maturity | 100,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 97,966,000 | USD | evidence → |
| Interest-bearing deposits | 85,479,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,487,000 | USD | evidence → |
| Equity capital | 9,035,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,644,000 | USD | evidence → |
| Interest expense | 724,000 | USD | evidence → |
| Net interest income | 3,920,000 | USD | evidence → |
| Noninterest income | 26,000 | USD | evidence → |
| Noninterest expense | 3,794,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 212,000 | USD | evidence → |
| Income tax | -320,000 | USD | evidence → |
| Net income | 532,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,173,000 | USD | evidence → |
| Total capital | 10,319,000 | USD | evidence → |
| Risk-weighted assets | 90,500,000 | USD | evidence → |