Call report 2015Q1
OPTIMUMBANK — 2015Q1
The 22 measures OPTIMUMBANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 128,899,000 | USD | evidence → |
| Total loans | 81,696,000 | USD | evidence → |
| Allowance for loan losses | 2,248,000 | USD | evidence → |
| Securities available for sale | 27,170,000 | USD | evidence → |
| Securities held to maturity | 100,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 92,353,000 | USD | evidence → |
| Interest-bearing deposits | 81,556,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,797,000 | USD | evidence → |
| Equity capital | 8,920,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,076,000 | USD | evidence → |
| Interest expense | 172,000 | USD | evidence → |
| Net interest income | 904,000 | USD | evidence → |
| Noninterest income | 61,000 | USD | evidence → |
| Noninterest expense | 890,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 107,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 107,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,715,000 | USD | evidence → |
| Total capital | 9,920,000 | USD | evidence → |
| Risk-weighted assets | 95,344,000 | USD | evidence → |