Call report 2014Q4
OPTIMUMBANK — 2014Q4
The 22 measures OPTIMUMBANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 124,350,000 | USD | evidence → |
| Total loans | 78,072,000 | USD | evidence → |
| Allowance for loan losses | 2,244,000 | USD | evidence → |
| Securities available for sale | 26,747,000 | USD | evidence → |
| Securities held to maturity | 100,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 92,145,000 | USD | evidence → |
| Interest-bearing deposits | 80,645,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,500,000 | USD | evidence → |
| Equity capital | 8,683,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,693,000 | USD | evidence → |
| Interest expense | 756,000 | USD | evidence → |
| Net interest income | 4,937,000 | USD | evidence → |
| Noninterest income | 1,340,000 | USD | evidence → |
| Noninterest expense | 4,160,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,229,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,229,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,600,000 | USD | evidence → |
| Total capital | 9,757,000 | USD | evidence → |
| Risk-weighted assets | 91,454,000 | USD | evidence → |