Call report 2014Q3
OPTIMUMBANK — 2014Q3
The 22 measures OPTIMUMBANK reported to the FFIEC for 2014Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 122,642,000 | USD | evidence → |
| Total loans | 77,960,000 | USD | evidence → |
| Allowance for loan losses | 2,241,000 | USD | evidence → |
| Securities available for sale | 28,488,000 | USD | evidence → |
| Securities held to maturity | 100,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,265,000 | USD | evidence → |
| Interest-bearing deposits | 82,443,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,822,000 | USD | evidence → |
| Equity capital | 8,684,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,360,000 | USD | evidence → |
| Interest expense | 582,000 | USD | evidence → |
| Net interest income | 3,778,000 | USD | evidence → |
| Noninterest income | 1,423,000 | USD | evidence → |
| Noninterest expense | 3,076,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,124,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,124,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,486,000 | USD | evidence → |
| Total capital | 9,653,000 | USD | evidence → |
| Risk-weighted assets | 92,282,000 | USD | evidence → |