Call report 2012Q3
OPTIMUMBANK — 2012Q3
The 22 measures OPTIMUMBANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 149,994,000 | USD | evidence → |
| Total loans | 87,301,000 | USD | evidence → |
| Allowance for loan losses | 1,936,000 | USD | evidence → |
| Securities available for sale | 21,588,000 | USD | evidence → |
| Securities held to maturity | 100,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 107,008,000 | USD | evidence → |
| Interest-bearing deposits | 104,217,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,791,000 | USD | evidence → |
| Equity capital | 14,102,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,889,000 | USD | evidence → |
| Interest expense | 1,864,000 | USD | evidence → |
| Net interest income | 2,025,000 | USD | evidence → |
| Noninterest income | 192,000 | USD | evidence → |
| Noninterest expense | 3,936,000 | USD | evidence → |
| Provision for loan losses | 378,000 | USD | evidence → |
| Pretax income | -2,097,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -2,097,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,999,000 | USD | evidence → |
| Total capital | 15,390,000 | USD | evidence → |
| Risk-weighted assets | 110,744,000 | USD | evidence → |