Call report 2012Q2
OPTIMUMBANK — 2012Q2
The 22 measures OPTIMUMBANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 154,082,000 | USD | evidence → |
| Total loans | 88,742,000 | USD | evidence → |
| Allowance for loan losses | 2,102,000 | USD | evidence → |
| Securities available for sale | 25,004,000 | USD | evidence → |
| Securities held to maturity | 100,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 108,444,000 | USD | evidence → |
| Interest-bearing deposits | 106,236,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,208,000 | USD | evidence → |
| Equity capital | 12,808,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,595,000 | USD | evidence → |
| Interest expense | 1,273,000 | USD | evidence → |
| Net interest income | 1,322,000 | USD | evidence → |
| Noninterest income | 193,000 | USD | evidence → |
| Noninterest expense | 2,509,000 | USD | evidence → |
| Provision for loan losses | 181,000 | USD | evidence → |
| Pretax income | -1,175,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,175,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,308,000 | USD | evidence → |
| Total capital | 14,712,000 | USD | evidence → |
| Risk-weighted assets | 111,656,000 | USD | evidence → |