Call report 2012Q4
OPTIMUMBANK — 2012Q4
The 22 measures OPTIMUMBANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 143,825,000 | USD | evidence → |
| Total loans | 87,668,000 | USD | evidence → |
| Allowance for loan losses | 2,459,000 | USD | evidence → |
| Securities available for sale | 18,648,000 | USD | evidence → |
| Securities held to maturity | 100,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 102,762,000 | USD | evidence → |
| Interest-bearing deposits | 96,957,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,805,000 | USD | evidence → |
| Equity capital | 12,261,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,208,000 | USD | evidence → |
| Interest expense | 2,423,000 | USD | evidence → |
| Net interest income | 2,785,000 | USD | evidence → |
| Noninterest income | 113,000 | USD | evidence → |
| Noninterest expense | 5,138,000 | USD | evidence → |
| Provision for loan losses | 1,653,000 | USD | evidence → |
| Pretax income | -4,302,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -4,302,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,035,000 | USD | evidence → |
| Total capital | 13,421,000 | USD | evidence → |
| Risk-weighted assets | 109,850,000 | USD | evidence → |