Call report 2009Q1
OPTIMUMBANK — 2009Q1
The 22 measures OPTIMUMBANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 265,757,000 | USD | evidence → |
| Total loans | 163,849,000 | USD | evidence → |
| Allowance for loan losses | 1,827,000 | USD | evidence → |
| Securities available for sale | 246,000 | USD | evidence → |
| Securities held to maturity | 86,597,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 126,944,000 | USD | evidence → |
| Interest-bearing deposits | 124,720,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,224,000 | USD | evidence → |
| Equity capital | 27,475,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,689,000 | USD | evidence → |
| Interest expense | 2,110,000 | USD | evidence → |
| Net interest income | 1,579,000 | USD | evidence → |
| Noninterest income | 9,000 | USD | evidence → |
| Noninterest expense | 982,000 | USD | evidence → |
| Provision for loan losses | 405,000 | USD | evidence → |
| Pretax income | 201,000 | USD | evidence → |
| Income tax | 75,000 | USD | evidence → |
| Net income | 126,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,478,000 | USD | evidence → |
| Total capital | 29,305,000 | USD | evidence → |
| Risk-weighted assets | 161,956,000 | USD | evidence → |