Call report 2009Q2
OPTIMUMBANK — 2009Q2
The 22 measures OPTIMUMBANK reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 282,995,000 | USD | evidence → |
| Total loans | 160,329,000 | USD | evidence → |
| Allowance for loan losses | 3,297,000 | USD | evidence → |
| Securities available for sale | 245,000 | USD | evidence → |
| Securities held to maturity | 94,476,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 146,170,000 | USD | evidence → |
| Interest-bearing deposits | 143,374,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,797,000 | USD | evidence → |
| Equity capital | 25,330,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,646,000 | USD | evidence → |
| Interest expense | 4,246,000 | USD | evidence → |
| Net interest income | 3,400,000 | USD | evidence → |
| Noninterest income | 15,000 | USD | evidence → |
| Noninterest expense | 2,065,000 | USD | evidence → |
| Provision for loan losses | 4,507,000 | USD | evidence → |
| Pretax income | -3,157,000 | USD | evidence → |
| Income tax | -1,188,000 | USD | evidence → |
| Net income | -1,969,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,333,000 | USD | evidence → |
| Total capital | 27,813,000 | USD | evidence → |
| Risk-weighted assets | 197,619,000 | USD | evidence → |