Call report 2008Q4
OPTIMUMBANK — 2008Q4
The 22 measures OPTIMUMBANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 255,388,000 | USD | evidence → |
| Total loans | 162,600,000 | USD | evidence → |
| Allowance for loan losses | 1,906,000 | USD | evidence → |
| Securities available for sale | 243,000 | USD | evidence → |
| Securities held to maturity | 82,207,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 116,776,000 | USD | evidence → |
| Interest-bearing deposits | 114,835,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,940,000 | USD | evidence → |
| Equity capital | 27,447,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,833,000 | USD | evidence → |
| Interest expense | 8,892,000 | USD | evidence → |
| Net interest income | 6,941,000 | USD | evidence → |
| Noninterest income | 127,000 | USD | evidence → |
| Noninterest expense | 4,328,000 | USD | evidence → |
| Provision for loan losses | 1,374,000 | USD | evidence → |
| Pretax income | 1,366,000 | USD | evidence → |
| Income tax | 514,000 | USD | evidence → |
| Net income | 852,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,451,000 | USD | evidence → |
| Total capital | 29,357,000 | USD | evidence → |
| Risk-weighted assets | 155,239,000 | USD | evidence → |