Call report 2008Q3
OPTIMUMBANK — 2008Q3
The 22 measures OPTIMUMBANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 259,440,000 | USD | evidence → |
| Total loans | 163,511,000 | USD | evidence → |
| Allowance for loan losses | 732,000 | USD | evidence → |
| Securities available for sale | 240,000 | USD | evidence → |
| Securities held to maturity | 85,259,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 116,197,000 | USD | evidence → |
| Interest-bearing deposits | 112,454,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,742,000 | USD | evidence → |
| Equity capital | 27,970,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,037,000 | USD | evidence → |
| Interest expense | 6,710,000 | USD | evidence → |
| Net interest income | 5,327,000 | USD | evidence → |
| Noninterest income | 26,000 | USD | evidence → |
| Noninterest expense | 3,225,000 | USD | evidence → |
| Provision for loan losses | 161,000 | USD | evidence → |
| Pretax income | 1,967,000 | USD | evidence → |
| Income tax | 740,000 | USD | evidence → |
| Net income | 1,227,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,976,000 | USD | evidence → |
| Total capital | 28,708,000 | USD | evidence → |
| Risk-weighted assets | 152,603,000 | USD | evidence → |