Call report 2008Q2
OPTIMUMBANK — 2008Q2
The 22 measures OPTIMUMBANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 251,715,000 | USD | evidence → |
| Total loans | 162,200,000 | USD | evidence → |
| Allowance for loan losses | 694,000 | USD | evidence → |
| Securities available for sale | 240,000 | USD | evidence → |
| Securities held to maturity | 78,143,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 111,874,000 | USD | evidence → |
| Interest-bearing deposits | 108,494,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,380,000 | USD | evidence → |
| Equity capital | 27,946,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,065,000 | USD | evidence → |
| Interest expense | 4,508,000 | USD | evidence → |
| Net interest income | 3,557,000 | USD | evidence → |
| Noninterest income | 20,000 | USD | evidence → |
| Noninterest expense | 1,932,000 | USD | evidence → |
| Provision for loan losses | 114,000 | USD | evidence → |
| Pretax income | 1,531,000 | USD | evidence → |
| Income tax | 576,000 | USD | evidence → |
| Net income | 955,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,954,000 | USD | evidence → |
| Total capital | 28,648,000 | USD | evidence → |
| Risk-weighted assets | 154,093,000 | USD | evidence → |