Call report 2008Q1
OPTIMUMBANK — 2008Q1
The 22 measures OPTIMUMBANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 254,281,000 | USD | evidence → |
| Total loans | 167,642,000 | USD | evidence → |
| Allowance for loan losses | 794,000 | USD | evidence → |
| Securities available for sale | 245,000 | USD | evidence → |
| Securities held to maturity | 77,118,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 119,130,000 | USD | evidence → |
| Interest-bearing deposits | 115,550,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,580,000 | USD | evidence → |
| Equity capital | 27,590,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,055,000 | USD | evidence → |
| Interest expense | 2,270,000 | USD | evidence → |
| Net interest income | 1,785,000 | USD | evidence → |
| Noninterest income | 12,000 | USD | evidence → |
| Noninterest expense | 884,000 | USD | evidence → |
| Provision for loan losses | 121,000 | USD | evidence → |
| Pretax income | 792,000 | USD | evidence → |
| Income tax | 298,000 | USD | evidence → |
| Net income | 494,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,593,000 | USD | evidence → |
| Total capital | 28,387,000 | USD | evidence → |
| Risk-weighted assets | 154,351,000 | USD | evidence → |