Call report 2007Q4
OPTIMUMBANK — 2007Q4
The 22 measures OPTIMUMBANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 241,329,000 | USD | evidence → |
| Total loans | 174,000,000 | USD | evidence → |
| Allowance for loan losses | 692,000 | USD | evidence → |
| Securities available for sale | 244,000 | USD | evidence → |
| Securities held to maturity | 58,472,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 127,298,000 | USD | evidence → |
| Interest-bearing deposits | 123,730,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,568,000 | USD | evidence → |
| Equity capital | 27,270,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,473,000 | USD | evidence → |
| Interest expense | 9,380,000 | USD | evidence → |
| Net interest income | 7,093,000 | USD | evidence → |
| Noninterest income | 197,000 | USD | evidence → |
| Noninterest expense | 3,638,000 | USD | evidence → |
| Provision for loan losses | 476,000 | USD | evidence → |
| Pretax income | 3,176,000 | USD | evidence → |
| Income tax | 1,165,000 | USD | evidence → |
| Net income | 2,011,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,274,000 | USD | evidence → |
| Total capital | 27,966,000 | USD | evidence → |
| Risk-weighted assets | 155,811,000 | USD | evidence → |