Call report 2007Q3
OPTIMUMBANK — 2007Q3
The 22 measures OPTIMUMBANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 245,943,000 | USD | evidence → |
| Total loans | 178,860,000 | USD | evidence → |
| Allowance for loan losses | 752,000 | USD | evidence → |
| Securities available for sale | 240,000 | USD | evidence → |
| Securities held to maturity | 58,307,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 127,572,000 | USD | evidence → |
| Interest-bearing deposits | 122,099,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,474,000 | USD | evidence → |
| Equity capital | 26,663,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,213,000 | USD | evidence → |
| Interest expense | 6,927,000 | USD | evidence → |
| Net interest income | 5,286,000 | USD | evidence → |
| Noninterest income | 188,000 | USD | evidence → |
| Noninterest expense | 2,666,000 | USD | evidence → |
| Provision for loan losses | 536,000 | USD | evidence → |
| Pretax income | 2,272,000 | USD | evidence → |
| Income tax | 825,000 | USD | evidence → |
| Net income | 1,447,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,673,000 | USD | evidence → |
| Total capital | 27,425,000 | USD | evidence → |
| Risk-weighted assets | 158,037,000 | USD | evidence → |