Call report 2007Q2
OPTIMUMBANK — 2007Q2
The 22 measures OPTIMUMBANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 237,398,000 | USD | evidence → |
| Total loans | 173,119,000 | USD | evidence → |
| Allowance for loan losses | 736,000 | USD | evidence → |
| Securities available for sale | 237,000 | USD | evidence → |
| Securities held to maturity | 53,167,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 124,943,000 | USD | evidence → |
| Interest-bearing deposits | 119,904,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,039,000 | USD | evidence → |
| Equity capital | 26,136,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,054,000 | USD | evidence → |
| Interest expense | 4,508,000 | USD | evidence → |
| Net interest income | 3,546,000 | USD | evidence → |
| Noninterest income | 170,000 | USD | evidence → |
| Noninterest expense | 1,739,000 | USD | evidence → |
| Provision for loan losses | 520,000 | USD | evidence → |
| Pretax income | 1,457,000 | USD | evidence → |
| Income tax | 518,000 | USD | evidence → |
| Net income | 939,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,149,000 | USD | evidence → |
| Total capital | 26,885,000 | USD | evidence → |
| Risk-weighted assets | 152,988,000 | USD | evidence → |