Call report 2007Q1
OPTIMUMBANK — 2007Q1
The 22 measures OPTIMUMBANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 248,087,000 | USD | evidence → |
| Total loans | 186,614,000 | USD | evidence → |
| Allowance for loan losses | 1,113,000 | USD | evidence → |
| Securities available for sale | 241,000 | USD | evidence → |
| Securities held to maturity | 43,018,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 134,191,000 | USD | evidence → |
| Interest-bearing deposits | 129,636,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,555,000 | USD | evidence → |
| Equity capital | 25,734,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,903,000 | USD | evidence → |
| Interest expense | 2,155,000 | USD | evidence → |
| Net interest income | 1,748,000 | USD | evidence → |
| Noninterest income | 158,000 | USD | evidence → |
| Noninterest expense | 869,000 | USD | evidence → |
| Provision for loan losses | 311,000 | USD | evidence → |
| Pretax income | 726,000 | USD | evidence → |
| Income tax | 243,000 | USD | evidence → |
| Net income | 483,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,743,000 | USD | evidence → |
| Total capital | 26,856,000 | USD | evidence → |
| Risk-weighted assets | 170,567,000 | USD | evidence → |