Call report 2006Q4
OPTIMUMBANK — 2006Q4
The 22 measures OPTIMUMBANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 225,855,000 | USD | evidence → |
| Total loans | 182,784,000 | USD | evidence → |
| Allowance for loan losses | 974,000 | USD | evidence → |
| Securities available for sale | 241,000 | USD | evidence → |
| Securities held to maturity | 33,398,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 132,039,000 | USD | evidence → |
| Interest-bearing deposits | 128,950,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,089,000 | USD | evidence → |
| Equity capital | 25,351,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,463,000 | USD | evidence → |
| Interest expense | 7,744,000 | USD | evidence → |
| Net interest income | 6,719,000 | USD | evidence → |
| Noninterest income | 356,000 | USD | evidence → |
| Noninterest expense | 3,464,000 | USD | evidence → |
| Provision for loan losses | 265,000 | USD | evidence → |
| Pretax income | 3,346,000 | USD | evidence → |
| Income tax | 1,244,000 | USD | evidence → |
| Net income | 2,102,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,360,000 | USD | evidence → |
| Total capital | 26,334,000 | USD | evidence → |
| Risk-weighted assets | 157,487,000 | USD | evidence → |