Call report 2005Q4
OPTIMUMBANK — 2005Q4
The 22 measures OPTIMUMBANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 205,601,000 | USD | evidence → |
| Total loans | 170,965,000 | USD | evidence → |
| Allowance for loan losses | 777,000 | USD | evidence → |
| Securities available for sale | 243,000 | USD | evidence → |
| Securities held to maturity | 25,618,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 115,693,000 | USD | evidence → |
| Interest-bearing deposits | 113,532,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,161,000 | USD | evidence → |
| Equity capital | 23,107,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,901,000 | USD | evidence → |
| Interest expense | 5,520,000 | USD | evidence → |
| Net interest income | 6,381,000 | USD | evidence → |
| Noninterest income | 67,000 | USD | evidence → |
| Noninterest expense | 3,317,000 | USD | evidence → |
| Provision for loan losses | 149,000 | USD | evidence → |
| Pretax income | 2,982,000 | USD | evidence → |
| Income tax | 1,134,000 | USD | evidence → |
| Net income | 1,848,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,114,000 | USD | evidence → |
| Total capital | 23,891,000 | USD | evidence → |
| Risk-weighted assets | 146,829,000 | USD | evidence → |