Call report 2006Q1
OPTIMUMBANK — 2006Q1
The 22 measures OPTIMUMBANK reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 208,633,000 | USD | evidence → |
| Total loans | 174,481,000 | USD | evidence → |
| Allowance for loan losses | 883,000 | USD | evidence → |
| Securities available for sale | 238,000 | USD | evidence → |
| Securities held to maturity | 24,665,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 119,014,000 | USD | evidence → |
| Interest-bearing deposits | 115,927,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,087,000 | USD | evidence → |
| Equity capital | 23,651,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,420,000 | USD | evidence → |
| Interest expense | 1,740,000 | USD | evidence → |
| Net interest income | 1,680,000 | USD | evidence → |
| Noninterest income | 195,000 | USD | evidence → |
| Noninterest expense | 854,000 | USD | evidence → |
| Provision for loan losses | 106,000 | USD | evidence → |
| Pretax income | 915,000 | USD | evidence → |
| Income tax | 329,000 | USD | evidence → |
| Net income | 586,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,663,000 | USD | evidence → |
| Total capital | 24,546,000 | USD | evidence → |
| Risk-weighted assets | 150,771,000 | USD | evidence → |