Call report 2005Q3
OPTIMUMBANK — 2005Q3
The 22 measures OPTIMUMBANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 201,277,000 | USD | evidence → |
| Total loans | 160,172,000 | USD | evidence → |
| Allowance for loan losses | 733,000 | USD | evidence → |
| Securities available for sale | 244,000 | USD | evidence → |
| Securities held to maturity | 27,433,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 118,025,000 | USD | evidence → |
| Interest-bearing deposits | 114,628,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,397,000 | USD | evidence → |
| Equity capital | 22,675,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,692,000 | USD | evidence → |
| Interest expense | 3,908,000 | USD | evidence → |
| Net interest income | 4,784,000 | USD | evidence → |
| Noninterest income | 54,000 | USD | evidence → |
| Noninterest expense | 2,540,000 | USD | evidence → |
| Provision for loan losses | 105,000 | USD | evidence → |
| Pretax income | 2,193,000 | USD | evidence → |
| Income tax | 834,000 | USD | evidence → |
| Net income | 1,359,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,681,000 | USD | evidence → |
| Total capital | 23,414,000 | USD | evidence → |
| Risk-weighted assets | 144,517,000 | USD | evidence → |