Call report 2004Q4
OPTIMUMBANK — 2004Q4
The 22 measures OPTIMUMBANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 164,377,000 | USD | evidence → |
| Total loans | 129,929,000 | USD | evidence → |
| Allowance for loan losses | 628,000 | USD | evidence → |
| Securities available for sale | 247,000 | USD | evidence → |
| Securities held to maturity | 24,134,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 99,308,000 | USD | evidence → |
| Interest-bearing deposits | 97,371,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,937,000 | USD | evidence → |
| Equity capital | 21,576,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,446,000 | USD | evidence → |
| Interest expense | 3,947,000 | USD | evidence → |
| Net interest income | 5,499,000 | USD | evidence → |
| Noninterest income | 61,000 | USD | evidence → |
| Noninterest expense | 2,757,000 | USD | evidence → |
| Provision for loan losses | 136,000 | USD | evidence → |
| Pretax income | 2,667,000 | USD | evidence → |
| Income tax | 1,016,000 | USD | evidence → |
| Net income | 1,651,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,579,000 | USD | evidence → |
| Total capital | 22,207,000 | USD | evidence → |
| Risk-weighted assets | 107,952,000 | USD | evidence → |