Call report 2004Q3
OPTIMUMBANK — 2004Q3
The 22 measures OPTIMUMBANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 157,261,000 | USD | evidence → |
| Total loans | 123,920,000 | USD | evidence → |
| Allowance for loan losses | 599,000 | USD | evidence → |
| Securities available for sale | 247,000 | USD | evidence → |
| Securities held to maturity | 19,078,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 97,300,000 | USD | evidence → |
| Interest-bearing deposits | 95,833,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,467,000 | USD | evidence → |
| Equity capital | 21,241,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,981,000 | USD | evidence → |
| Interest expense | 2,889,000 | USD | evidence → |
| Net interest income | 4,092,000 | USD | evidence → |
| Noninterest income | 44,000 | USD | evidence → |
| Noninterest expense | 2,071,000 | USD | evidence → |
| Provision for loan losses | 107,000 | USD | evidence → |
| Pretax income | 1,958,000 | USD | evidence → |
| Income tax | 746,000 | USD | evidence → |
| Net income | 1,212,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,244,000 | USD | evidence → |
| Total capital | 21,843,000 | USD | evidence → |
| Risk-weighted assets | 105,381,000 | USD | evidence → |