Call report 2005Q1
OPTIMUMBANK — 2005Q1
The 22 measures OPTIMUMBANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 169,907,000 | USD | evidence → |
| Total loans | 131,463,000 | USD | evidence → |
| Allowance for loan losses | 661,000 | USD | evidence → |
| Securities available for sale | 244,000 | USD | evidence → |
| Securities held to maturity | 30,815,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 100,951,000 | USD | evidence → |
| Interest-bearing deposits | 98,416,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,535,000 | USD | evidence → |
| Equity capital | 21,947,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,658,000 | USD | evidence → |
| Interest expense | 1,116,000 | USD | evidence → |
| Net interest income | 1,542,000 | USD | evidence → |
| Noninterest income | 18,000 | USD | evidence → |
| Noninterest expense | 819,000 | USD | evidence → |
| Provision for loan losses | 33,000 | USD | evidence → |
| Pretax income | 708,000 | USD | evidence → |
| Income tax | 268,000 | USD | evidence → |
| Net income | 440,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,953,000 | USD | evidence → |
| Total capital | 22,614,000 | USD | evidence → |
| Risk-weighted assets | 111,613,000 | USD | evidence → |