Call report 2004Q2
OPTIMUMBANK — 2004Q2
The 22 measures OPTIMUMBANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 153,694,000 | USD | evidence → |
| Total loans | 118,180,000 | USD | evidence → |
| Allowance for loan losses | 547,000 | USD | evidence → |
| Securities available for sale | 243,000 | USD | evidence → |
| Securities held to maturity | 19,873,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,411,000 | USD | evidence → |
| Interest-bearing deposits | 88,410,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,001,000 | USD | evidence → |
| Equity capital | 15,813,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,625,000 | USD | evidence → |
| Interest expense | 1,894,000 | USD | evidence → |
| Net interest income | 2,731,000 | USD | evidence → |
| Noninterest income | 33,000 | USD | evidence → |
| Noninterest expense | 1,370,000 | USD | evidence → |
| Provision for loan losses | 55,000 | USD | evidence → |
| Pretax income | 1,339,000 | USD | evidence → |
| Income tax | 510,000 | USD | evidence → |
| Net income | 829,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,820,000 | USD | evidence → |
| Total capital | 16,367,000 | USD | evidence → |
| Risk-weighted assets | 97,980,000 | USD | evidence → |