Call report 2004Q1
OPTIMUMBANK — 2004Q1
The 22 measures OPTIMUMBANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 142,487,000 | USD | evidence → |
| Total loans | 111,917,000 | USD | evidence → |
| Allowance for loan losses | 522,000 | USD | evidence → |
| Securities available for sale | 250,000 | USD | evidence → |
| Securities held to maturity | 16,022,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,919,000 | USD | evidence → |
| Interest-bearing deposits | 89,623,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,296,000 | USD | evidence → |
| Equity capital | 15,423,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,353,000 | USD | evidence → |
| Interest expense | 950,000 | USD | evidence → |
| Net interest income | 1,403,000 | USD | evidence → |
| Noninterest income | 15,000 | USD | evidence → |
| Noninterest expense | 703,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 685,000 | USD | evidence → |
| Income tax | 261,000 | USD | evidence → |
| Net income | 424,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,423,000 | USD | evidence → |
| Total capital | 15,945,000 | USD | evidence → |
| Risk-weighted assets | 93,452,000 | USD | evidence → |