Call report 2003Q4
OPTIMUMBANK — 2003Q4
The 22 measures OPTIMUMBANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 135,180,000 | USD | evidence → |
| Total loans | 113,197,000 | USD | evidence → |
| Allowance for loan losses | 492,000 | USD | evidence → |
| Securities available for sale | 246,000 | USD | evidence → |
| Securities held to maturity | 16,539,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,183,000 | USD | evidence → |
| Interest-bearing deposits | 79,978,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,205,000 | USD | evidence → |
| Equity capital | 14,900,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,783,000 | USD | evidence → |
| Interest expense | 2,986,000 | USD | evidence → |
| Net interest income | 3,797,000 | USD | evidence → |
| Noninterest income | 56,000 | USD | evidence → |
| Noninterest expense | 2,075,000 | USD | evidence → |
| Provision for loan losses | 204,000 | USD | evidence → |
| Pretax income | 1,574,000 | USD | evidence → |
| Income tax | 600,000 | USD | evidence → |
| Net income | 974,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,896,000 | USD | evidence → |
| Total capital | 15,388,000 | USD | evidence → |
| Risk-weighted assets | 92,103,000 | USD | evidence → |