Call report 2003Q3
OPTIMUMBANK — 2003Q3
The 22 measures OPTIMUMBANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 125,134,000 | USD | evidence → |
| Total loans | 107,830,000 | USD | evidence → |
| Allowance for loan losses | 458,000 | USD | evidence → |
| Securities available for sale | 251,000 | USD | evidence → |
| Securities held to maturity | 7,400,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,479,000 | USD | evidence → |
| Interest-bearing deposits | 80,315,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,164,000 | USD | evidence → |
| Equity capital | 14,543,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,714,000 | USD | evidence → |
| Interest expense | 2,101,000 | USD | evidence → |
| Net interest income | 2,613,000 | USD | evidence → |
| Noninterest income | 45,000 | USD | evidence → |
| Noninterest expense | 1,496,000 | USD | evidence → |
| Provision for loan losses | 170,000 | USD | evidence → |
| Pretax income | 992,000 | USD | evidence → |
| Income tax | 378,000 | USD | evidence → |
| Net income | 614,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,543,000 | USD | evidence → |
| Total capital | 15,001,000 | USD | evidence → |
| Risk-weighted assets | 85,748,000 | USD | evidence → |