Call report 2002Q4
OPTIMUMBANK — 2002Q4
The 22 measures OPTIMUMBANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 75,324,000 | USD | evidence → |
| Total loans | 62,878,000 | USD | evidence → |
| Allowance for loan losses | 288,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 6,550,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 51,825,000 | USD | evidence → |
| Interest-bearing deposits | 51,196,000 | USD | evidence → |
| Noninterest-bearing deposits | 629,000 | USD | evidence → |
| Equity capital | 13,627,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,195,000 | USD | evidence → |
| Interest expense | 1,923,000 | USD | evidence → |
| Net interest income | 2,272,000 | USD | evidence → |
| Noninterest income | 38,000 | USD | evidence → |
| Noninterest expense | 1,384,000 | USD | evidence → |
| Provision for loan losses | 115,000 | USD | evidence → |
| Pretax income | 811,000 | USD | evidence → |
| Income tax | 309,000 | USD | evidence → |
| Net income | 502,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,627,000 | USD | evidence → |
| Total capital | 13,915,000 | USD | evidence → |
| Risk-weighted assets | 44,515,000 | USD | evidence → |