Call report 2003Q1
OPTIMUMBANK — 2003Q1
The 22 measures OPTIMUMBANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 83,401,000 | USD | evidence → |
| Total loans | 68,042,000 | USD | evidence → |
| Allowance for loan losses | 323,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 7,348,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 54,196,000 | USD | evidence → |
| Interest-bearing deposits | 53,376,000 | USD | evidence → |
| Noninterest-bearing deposits | 820,000 | USD | evidence → |
| Equity capital | 14,095,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,329,000 | USD | evidence → |
| Interest expense | 588,000 | USD | evidence → |
| Net interest income | 741,000 | USD | evidence → |
| Noninterest income | 11,000 | USD | evidence → |
| Noninterest expense | 441,000 | USD | evidence → |
| Provision for loan losses | 35,000 | USD | evidence → |
| Pretax income | 276,000 | USD | evidence → |
| Income tax | 105,000 | USD | evidence → |
| Net income | 171,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,095,000 | USD | evidence → |
| Total capital | 14,419,000 | USD | evidence → |
| Risk-weighted assets | 54,481,000 | USD | evidence → |