Call report 2002Q3
OPTIMUMBANK — 2002Q3
The 22 measures OPTIMUMBANK reported to the FFIEC for 2002Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 66,143,000 | USD | evidence → |
| Total loans | 50,988,000 | USD | evidence → |
| Allowance for loan losses | 255,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 7,751,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 46,028,000 | USD | evidence → |
| Interest-bearing deposits | 45,658,000 | USD | evidence → |
| Noninterest-bearing deposits | 370,000 | USD | evidence → |
| Equity capital | 10,425,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,961,000 | USD | evidence → |
| Interest expense | 1,367,000 | USD | evidence → |
| Net interest income | 1,594,000 | USD | evidence → |
| Noninterest income | 26,000 | USD | evidence → |
| Noninterest expense | 1,024,000 | USD | evidence → |
| Provision for loan losses | 82,000 | USD | evidence → |
| Pretax income | 514,000 | USD | evidence → |
| Income tax | 196,000 | USD | evidence → |
| Net income | 318,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,379,000 | USD | evidence → |
| Total capital | 10,634,000 | USD | evidence → |
| Risk-weighted assets | 35,696,000 | USD | evidence → |